Trinity Capital Inc., a leading provider of diversified financial solutions to growth stage companies and internally managed BDC, is looking for an experienced professional to join its world-class team as the Director, Credit & Portfolio – Life Sciences team in San Diego. This is an exciting opportunity with a rapidly growing, publicly traded company, where you’ll play a key role in conducting in-depth credit risk analysis on innovative, cutting-edge companies.

Job Description

The Director, Credit & Portfolio will be responsible for credit underwriting for prospective new portfolio companies as well as managing existing portfolio relationships. The successful candidate will have at least five years of directly applicable credit experience and will be deeply familiar with performance metrics ideally from Life Sciences/Healthcare industries and business models. Strong written and verbal communication skills are a must, as the role requires ongoing collaboration with Origination team members and regular presentations to the Trinity Investment Committee. This position offers exposure to leading venture capital investors, and a wide cross-section of emerging growth companies within the Life Sciences/Healthcare landscape.

Job Responsibilities:

• Collect and review submitted data from prospective portfolio companies; work with Originations team and Client Company management to address any gaps or deficiencies
• Evaluate and summarize financial data from prospective client companies; identify key assumptions and trends, and highlight any inconsistencies
• Work closely with the Originations team on the assessment of new opportunities and clearly communicate recommendations for accept / reject decisions; assist in developing ideas for transaction structure
• Research industry drivers and opportunities; assess potential impact of key value drivers on business plan assumptions
• Conduct deep-dive analyses of prospective client companies’ financial results, forecasts, business plans, intellectual property, collateral, etc.
• Participate in the due diligence process, including calls with client company’s executive management, investors, and customers, as well as on-site visits when appropriate
• Prepare investment committee presentation material and present analysis results to Credit Team peers and Investment Committee in a clear and concise manner

Characteristics

• Analytical mindset
• Clear and concise written and verbal communication skills
• The ability to collaborate across functional groups
• Ability to multitask and maintain a broad perspective along with intense focus
• Positive attitude and strong work ethic

Requirements

• Bachelor’s degree in a business discipline, preferably Finance
• A minimum of five (5) years of industry experience in a relevant role, such as investment banking, accounting, or consulting
• Direct lending experience in Life Sciences/Healthcare companies strongly preferred
• High level of proficiency in Microsoft Excel and financial modeling
• Deep familiarity with financial reports: income statement, balance sheet, and cash flow
• Familiarity with and general understanding of the various aspects of business operations; e.g. sales, marketing, product development, production, etc.
• Ability to multi-task and work in a fast-paced environment with firm deadlines
• Strong and confident communication skills; meticulous attention to detail

Desired Requirements

• MBA or MS Finance
• Experience interfacing with attorneys and the negotiation of contracts
• Familiarity with the terms of venture equity investing and capital structure
• Familiarity with the key aspects of equipment leasing transactions
• Personal network of entrepreneurs, investment bankers and financial sponsors
• Experience in distressed financing situations

Physical Requirements:

• Ability to sit, stand, talk, utilize a computer, and read computer screens for extended periods of time
• Maintain consistent, repetitive motion for data entry (typing/clicking)
• Ability to lift up to 20 lbs

Other

• No travel expected